How I Can Help
I will assure that you see all the properties in the area that meet your criteria or help you investigate areas that interest you, especially if you are relocating from out of state. If you are independent minded, you can search properties on your own through the IDX MLS search engine, FIND A HOME or Search By Map 
. This is a good place to start. The search engine also has many useful resources concerning finances and the community. If you find a home(s) that interests you, write down the MLS number(s), save them or send me an email to request more information. In addition you can join my Buyer's List and receive the MLS Gateway to all active properties with your search criteria with daily updates on new listings and prices changes.
I will guide you through the entire home buying process, from finding your home, to valuing offer prices, writing and negotiating purchase contracts, coordinating and reviewing home inspections and disclosures, tracking escrow, and yo getting the best financing, title insurance and home insurance.
I will answer all your questions, research issues, and provide you with all the information that you may need to complete your purchase. Staying in touch is very important to me and I'm sure to you too. I can be easily reached through email, cell phone and fax.
As an E-PRO, I am dedicated to utilize internet technology like on-line forms and other technology to enhance speed and efficiency wherever possible to make the process smooth.
If you are an investor, there is a slightly different focus. INVESTORS
Before You Start
Before you start or while you are looking around for homes, get ready to buy. Check your credit rating (FICO) score. Straighten out any errors before it is too late to qualify for a loan.
Determine your comfort level for monthly budget, including down payment, closing costs, insurance, loan payment, property taxes, homeowner fees (Condo) in addition to your usual living expenses.
How Much Can You Afford?
Find Out How Much Closing Costs Could Be. Contact Me!
Find a lender and loan program that meets your needs. Get Pre-Qualified and obtain a pre-approval letter from your lender. Seller's like to see that you are qualified when you make the offer the letter makes your offer more attractive.
Determine which neighborhood best matches your needs and identify features you would like to have in your home.
Determine your timing. When would you like to make the purchase. Keep in mind that you may not get the first offer you make and there may be a counteroffer process. The length of escrow could be 45 to 60 days and sometimes there are delays in repair work and loan funding.
Get your Broker involved early with a Buyer-Agent agreement.
Buyer Agents work for you. Having an agent representing your side of the transaction will give you the best commitment and assurance that someone is actively involved in your looking out for your interests.
